ADVICE

WHAT GOES DOWN... Interest rates are at historic lows, so at some point they will need to come back up. When the pandemic started, the...

Real estate investing is like a game of chess: there are many paths to success, but the first few moves are crucial, and making the wrong...

Most first-time buyers I speak with, and many repeat buyers, are looking to qualify for a mortgage at the top of their affordability...

Did you know that you can buy real estate in a corporation? This can be a holding company or an operating company, but any Canadian can...

With the 2021 real estate market already proving fiercely competitive, it's common to have a conversation with a client who just made an...

Record numbers of Canadians refinanced in 2020. The costs typically include break fees for your existing mortgage, plus an appraisal and...

Are you in a variable mortgage? If you're considering locking into a fixed rate, this could be a good time to explore your options....

It's October. Did you defer mortgage payments? It could be time to re-start them again. Here's what to do if: You'll make a mortgage...

Mortgage rates are at historic lows. What's the best way to capitalize on this, for as long as possible? To some people a 10 year fixed...

Only 15% of Canadians owned second homes in 2018 but this number is sure to rise as less of us are tied to an office commute. A second...

Spring is when tulips bloom, mortgage lending season begins and buyers attend open houses in droves - except in 2020. It's now June and...

It may be possible for you to defer up to six months of mortgage payments to help offset the impact of COVID-19 on your wallet. In the...

“It’s been said that we cannot predict the future, but the best way to predict it is perhaps to prepare for it. The rate of change has...

Following yesterday's Federal Reserve announcement, this morning the Bank of Canada reduced its overnight rate target by 50 basis points...